How rideshare drivers can stay financially stable amid COVID-19

March 19, 2020

When all’s right with the world, being a rideshare driver is a great way to earn money. You’re your own boss, you get plenty of human interaction, and the wages are better than most full-time or part-time jobs that offer far less flexibility and enjoyment. 

In today’s climate, with the coronavirus (COVID-19) crisis heating up from a simmer to a rolling boil, our world has changed--a lot. In an effort to curtail the virus, public officials are ordering non-essential businesses to close, bars are no longer open, and many restaurants have switched to take-out only. Schools have closed, sporting events, concerts, and other large public gatherings are canceled or postponed. To say there have been drastic changes is an understatement. 

These unprecedented moves are unsettling to everyone, but for rideshare drivers they are especially disturbing. Without people moving from place to place, where will you find your business? Chances are, while these measures are being taken, the places where you routinely pick up riders look like ghost towns.

Then there’s another problem: What if you take a rideshare customer in your car, find out the person is sick, and discover you’ve picked up way more than you bargained for? Even if you don’t fall ill, you could wind up carrying the virus to someone who is especially vulnerable. Or, you might discover that you’ve been put into quarantine, because a government official found out you were exposed and ordered you to live in temporary isolation.

It’s easy to see how quickly your rideshare income can shrink and even disappear as this crisis builds. Suddenly, being an independent contractor, free of restrictions and able to take advantage of flexible hours, doesn’t seem quite so appealing.

Here at Gridwise, we take this crisis and the way it affects rideshare drivers very seriously. That’s why we developed a summary of what financial help is available to you, with up-to-the-minute information and links that could be your lifeline at this critical time.

  1. How to get help from rideshare companies
    1. Lyft
    2. Uber
  2. Managing monthly finances
    1. Mortgage and Rent
    2. Utilities, phone, and internet
    3. Food
    4. Car
    5. Credit card
    6. Student loan

Don’t Panic

There’s no doubt that this is a major, disruptive event, regardless of the scale of stress it’s measured against. Still, it’s important that the uncertainty of these times doesn’t push you (or any of us) to get caught up in the vortex of negative energy that’s sure to be a part of the public reaction.

There will be places to fall back on financially, whether that is your rideshare company, the companies to whom you owe money on a monthly basis, charities, or the government. Let’s look at some of them here, and give you the opportunity to form a strategy that will protect you from losing your ability to cope.

Help from Rideshare Companies

If you’re an active driver, you’ve probably already received a notice from Uber and/or Lyft telling you that they will offer support to drivers who are either diagnosed with COVID-19, or who have been quarantined by a government entity. Here are the details for both companies.

Lyft

While Lyft openly expresses a promise of financial support for drivers, there are not many details about exactly how much help will be available and how it can be procured. The company’s statement reads as follows:

“We will provide funds to drivers should they be diagnosed with COVID-19 or put under individual quarantine by a public health agency. This helps support drivers financially when they can't drive, while also protecting our riders’ health. These funds will be given to affected drivers who are identified to us by public health officials or who contact our support team to self-report and provide documentation that they have been diagnosed with COVID-19 or put under individual quarantine by a public health agency. We will provide funds to affected drivers based on the rides they provided on the Lyft platform over the last four weeks.”

If you’re eligible for the support Lyft offers via this policy, contact Lyft support here.

Uber

Uber’s policy is quite specific, which has its good and bad points. While you can know what to expect as an Uber driver, there are limits on the help that’s being offered. In general, if you have been diagnosed with COVID-19, or if you are placed under quarantine by a public health official, or if you are asked to self-isolate by a licensed medical provider, you’re eligible for help. You can also get assistance if Uber restricts your account because you have the virus, or have been exposed to someone who has been diagnosed with COVID-19.

Also, to get financial help from Uber, you must have a record of driving for the company that shows you were active within 30 days before March 6, 2020. Then, Uber will examine your average daily earnings for the previous six months, and pay you that amount of money … but only for two weeks.

This policy might evolve as the coronavirus crisis unfolds, but in any case, it makes sense to take advantage of whatever assistance Uber is offering. You can read the company’s entire policy and report your situation to Uber here.

If you are still unable to work after two weeks of compensation, there are other ways to get financial support and cope during the coronavirus crisis.

Managing Monthly Finances

It’s a fact that the economic impact of the coronavirus outbreak will affect almost everyone. Remember that you’re not alone, and asking for help or leniency isn’t going to make you a less honorable or competent human being. There are many ways you can help yourself, and get help from others.

Assess the Damage and Set Priorities

When you lose your source of income, even if the flow is only temporarily interrupted you still have bills to pay. So, you’ll need to prioritize. Take a hard look at exactly what money you have coming in, and then figure out what you must pay first, rather than looking at all your expenses at once. This helps keep you from becoming overwhelmed.

Essential Living Expenses- Mortgage & Rent

The first thing you have to pay for is a place to live. Whether this involves paying rent or making a mortgage payment, keeping a roof over your head is your first priority. If you can’t make this payment, you need to communicate with your landlord or mortgage lender so you can potentially work out an agreement of some kind. 

Start by studying your lease or mortgage agreement. Maybe you can make a late payment, or work out a plan for paying less over a longer period of time. In any case, communicate your situation and ask for what you need. This gives you a far greater chance at getting a reasonable response than if you simply fail to pay anything--which could result in losing that roof over your head.

Keeping Your Place on The Grid - Utilities, Phone, Internet

The same goes for utilities. If you anticipate problems keeping your utility bills paid, contact the companies immediately to negotiate a payment plan. Here’s a timely USA Today article about how utility, phone, and Internet providers are giving consumers a break during the coronavirus crisis. 

No matter what your specific financial challenges may be, the crucial element is communication. Companies, big and small, are more likely to work with you when you are open and honest about your situation, and show your willingness to pay what you can.

If your landlord, lender, or utility company can’t or won’t be flexible, there are places to get help. You can get grants from organizations such as Catholic Charities, as well as the government. Check out Lavish Green, a portal online that leads to opportunities for procuring grants that help with rent, utilities, and other basic expenses.

Staying Well-Fed

Food is a high-priority item, and there are ways to keep to a food budget manageable, even when your income is low. Preparing meals at home, of course, is the number-one way to keep food expenses under control. Make simple dishes that stretch a long way. Be prepared to serve up leftovers, and learn to like them. Your culinary creativity will come into full bloom. If you don’t know how to cook, or would like to learn more, visit your local library. You’ll be amazed at all the cookbooks that can be yours for the borrowing.

Good nutrition is crucial, because you want to keep your immune system strong and your mind nimble as the environment becomes increasingly uncertain. Make sure you’re eating enough and getting solid protein, despite the need to conserve your financial resources. Consider canned tuna, beans, and other meats and vegetables as cheap-but-practical staples that are easy to prepare.

If you are simply too short of money to buy food, you do not need to go hungry. Visit a local food bank, where you can get basic food staples at no cost. They are usually sponsored by charitable organizations, or they might receive grants from various levels of government.

Another option is the Supplemental Nutrition Assistance Program (SNAP), which was formerly known as food stamps. Along with the new name came a simpler, more private way of redeeming SNAP benefits: a debit card that looks just like any other kind of plastic you’d use to pay for groceries. Visit this website to find out more about the SNAP program, including eligibility requirements. But don’t put it off--apply as soon as you know your income will be interrupted. That way, you’ll be able to receive help before you run out of the food you have on hand.

Keeping Your Car

Reduced income can definitely affect your ability to make car payments. Similar to mortgage payments and rent, you may be able to negotiate for lower payments, or even skip them for a short period of time--and as a rideshare driver, you’ll want to take care of this as soon as possible. 

While most companies allow you to miss three payments before they start the repossession ball rolling, you don’t want to take any chances with losing your means of transportation--and livelihood. Save yourself a panic situation by taking care of this sooner, rather than later. 

It might also comfort you to know that as the coronavirus crisis continues to expand, auto companies are taking action to alleviate pressure from those of us who depend on our cars and are unable to handle loan payments at this time.

Ford, Nissan, GM, and Toyota said they’ll provide payment relief options such as deferred payments and extensions to people who have been affected by the virus. All these companies joined Hyundai in delaying payments on new cars. Hyundai also said it would provide up to six months of payment relief for customers who lose their jobs.

Even if you hear about your car loan company offering these relief measures, remember that you must communicate with them to let them know you need their assistance. Also, they’re awarding this support on a case-by-case basis, so your credit rating is going to be an important factor in whether you’ll get them to help you out.

The Credit Card Conundrum

Like other types of creditors, credit card companies will treat you better if you (A) communicate with them, and (B) at least try to pay something on your bill, rather than nothing at all. You must do this carefully, though, and get their consent to an alternate arrangement. 

Do NOT simply skip a payment or pay less than the minimum amount due without talking with the company first. It’s important to know that if you skip payments for 60 days, your account will go into collection. After 90 days without submitting a payment, you’ll be subject to having your account closed and sold off to a collection agency--and you could wind up being sued. 

The worst possible thing you can do is ignore your bills. This will have an extremely bad effect on your credit rating, and ultimately, your economic freedom.

So how can you avoid encountering the wrath of the credit card companies, when your income doesn’t provide enough to make the minimum payments? You can arrange for a “workout plan,” with the cooperation of each credit card company. This will allow you to restructure the loan, and get it paid off in increments that are easier for you to manage. The company might eliminate fees or interest to make it easier for you to manage. This arrangement, aptly, is also known as a “debt management plan.”

Depending on your situation, it might make sense for you to arrange for a hardship plan. You must have paid your bills on time up to the time your income dissipated, and you must agree to continue making payments as soon as your income is reinstated. 

The hardship plan puts your account on”hold.” You won’t be charged during the time period you are unable to pay, but you won’t be allowed to use your card until you begin to make payments again. This could be good, but make sure you still have a way to pay for gas.

Without question, it’s best to communicate with the credit card companies as soon as you know you’re not going to be able to pay them. Look further into the methods outlined here, and know what will work best for you before you call. It might take some effort to get to the right supervisor or manager, but your persistence will pay off. 

For more information on how credit card companies are working with consumers during the coronavirus crisis, check out this CNBC article. Here’s another article on dealing with creditors that you might also find helpful. 

Help with Student Loans

It’s really difficult to get out of paying your student loans, but there are remedies available when your income trickles down to a slow drip. Again, make sure you communicate with the financial institution that gave you the loan, and if you haven’t already, you can begin to negotiate what is called an income-driven plan. 

This arrangement is usually restricted to government-backed loans, and is not as easy to procure in the case of private loans. The plan allows you to set up a payment schedule based on the monies you have coming in, and would take account of your reduced income.If you already have an income driven plan, you can renegotiate it at this time.

In the case of private loans, you can try to negotiate a hardship modification for your plan. This might give you some relief, but in the future your payments could rise higher to compensate for the break you get now.

At the moment, there are no public plans to offer relief from student loans due to the coronavirus crisis. It would take an act of Congress to make changes to current laws, so it might be worth a call to your representatives to alert them to your needs, and request that they take action.

What’s Next?

The situation surrounding the COVID-19 pandemic is changing rapidly, so it’s impossible to know exactly what’s coming next. As of this writing, the U.S. Senate is reworking a bill that was originally crafted by the House of Representatives. The bill is expected to help compensate people and companies for loss of income that has resulted from the coronavirus outbreak. In addition to income supplements, there will be other accommodations, including a deferment of the April 15th tax payment deadline, for three months. This was announced by U.S. Treasury Secretary Mnuchin on March 17, 2020.

This will be good for you as a rideshare driver, as you’ll be able to put off paying your tax bill. However, if you have other employment besides driving, and think you’ll have a refund coming, it makes more sense to file before the usual deadline.

On March 16th, the President and Vice President’s task force announced recommendations that limit public gatherings to 10 people or less at least through March 31st. Although a national lockdown has not occurred, there are new guidelines that urge people to avoid unnecessary travel and eating in restaurants, food courts, and other public places. 

Also, a growing number of states have passed their own restrictions, which are discussed in this March 17, 2020 article

For now, the food to-go business seems to be in for a boom, so it could be time to branch out to one of the delivery services as a source of income--but only if you’re healthy. If you have symptoms of COVID-19, which you can learn about here in an informative article by the CDC, you will need to get help and stay isolated to keep the virus from spreading.

Pool & Share Rides Suspended

On March 17, 2020 Uber and Lyft announced they would suspend pool and share rides, to help stem the spread of the virus. It makes a lot of sense to limit the number of people who are in your car at one time, for you and your passengers.

Take Care and Stay Safe

We hope this article has given you some ideas about where you can get the help you may need. We also hope you’ll take all necessary steps to stay strong and healthy.

Uber offers these tips to keep your drives safe: 

  • Wash your hands before and after entering your car
  • Give space by asking passengers to sit in the back seat
  • Cover the mouth or nose to contain coughs or sneezes
  • Consider rolling down the window to improve ventilation

Follow these and other common-sense practices, and we’ll get through this together.

Share article:

Related posts

Man driving car with GPS navigation for Uber

How to Become an Uber Driver in 2026: Requirements, Sign-Up, and What to Expect

Signing up to drive for Uber or deliver with Uber Eats is one of the fastest ways to start earning money on your own schedule. Whether you want to give rides, deliver food, or do both, the application process is straightforward — but there are specific requirements and steps you need to know about before you begin.

This guide walks you through the entire process from start to finish, covering both Uber rideshare and Uber Eats. We will explain what you need to qualify, how to submit your application, how long approval takes, what it costs to get started, and what to expect during your first week on the road. If you are looking for a detailed breakdown of vehicle and driver requirements specifically, check out our complete guide on Uber driver requirements before you apply.

Quick Answer — How to Sign Up for Uber in 5 Steps

Here is the short version of how to become an Uber driver or Uber Eats driver in 2026:

  1. Download the Uber Driver app from the App Store or Google Play
  2. Enter your personal information including your name, email, phone number, and Social Security number
  3. Upload your required documents — driver's license, vehicle registration, insurance, and a profile photo
  4. Consent to a background check run by Checkr (takes 3-10 business days)
  5. Complete a vehicle inspection (rideshare drivers only, $20-$50 depending on your market)

Estimated total time from application to first trip: 7 to 14 days.

Most of that waiting period is the background check. The actual application itself takes about 15 to 20 minutes to complete. The rest of this guide breaks down each step in detail and covers everything else you need to know, including how Uber Eats sign-up differs from rideshare.

Uber Driver vs. Uber Eats Driver — What's the Difference?

Before you sign up, it helps to understand the difference between driving for Uber (rideshare) and delivering for Uber Eats. They use the same app and the same sign-up process, but the requirements, earning potential, and day-to-day experience are different.

Uber Rideshare (UberX, Comfort, XL, etc.):

  • You transport passengers from point A to point B
  • Stricter vehicle requirements (4-door, must be 16 years old or newer, no cosmetic damage)
  • Must be 21 or older in most markets (25 in some)
  • Higher earning potential per trip
  • Requires a vehicle inspection before you can start

Uber Eats (Delivery):

  • You pick up food orders from restaurants and deliver them to customers
  • More flexible vehicle options — you can deliver by car, bike, scooter, or even on foot in some markets
  • Lower age requirement (18+ in most markets)
  • No vehicle age requirement for delivery-only drivers
  • No vehicle inspection required
  • Lower barrier to entry overall, but tips make up a larger portion of your income

Can you do both? Yes. When you sign up through the Uber Driver app, you can choose to enable both rideshare and delivery. Once approved, you can toggle between them at any time depending on what is available and what you feel like doing. Many drivers stack Uber Eats deliveries during slow rideshare periods to keep their earnings consistent.

Which Should You Choose?

If your main goal is to maximize earnings per hour, rideshare generally pays more on a per-trip basis, especially during surge pricing. However, it requires more investment upfront (a qualifying vehicle, inspection, and insurance) and means having strangers in your car.

If you want the lowest barrier to entry and maximum flexibility, Uber Eats is the way to go. You can start with almost any vehicle — or no vehicle at all in some cities — and work at your own pace without interacting with passengers. Many drivers start with Uber Eats while they figure out whether they want to commit to rideshare.

If you are on the fence, sign up for both. There is no downside to having both options available, and you can always adjust later based on what works best in your market.

Requirements to Drive for Uber (Rideshare)

To drive for Uber's rideshare service, you need to meet requirements for both yourself and your vehicle. Here is a summary of the key qualifications — for a full deep dive, see our complete Uber driver requirements guide.

Driver requirements:

  • Be at least 21 years old (some markets require 25)
  • Hold a valid U.S. driver's license — you must have had it for at least one year (three years if you are under 25)
  • Have a clean driving record with no major violations in the past seven years
  • Pass a background check through Checkr
  • Have a valid Social Security number

Vehicle requirements:

  • Four-door vehicle
  • Must be model year 2010 or newer (varies by city — some markets require 2012 or newer)
  • No salvage or rebuilt title
  • No significant cosmetic damage
  • Must pass a vehicle inspection
  • Must be registered and insured in your name (or you must be listed on the policy)

Insurance requirements:

  • Must carry at least your state's minimum auto insurance coverage
  • A rideshare endorsement or commercial policy is strongly recommended, though not always required by Uber
  • Uber provides supplemental liability coverage while you are online and on trips, but it does not cover your vehicle's damage — that gap is where a rideshare endorsement matters

The specific requirements can vary by city and state, so always check Uber's website for your local market. Some cities have additional requirements like a TLC license (New York City) or specific permits.

Requirements to Deliver for Uber Eats

The requirements for Uber Eats delivery are notably less strict than rideshare:

  • Age: 18 or older (compared to 21 for rideshare)
  • License: Valid driver's license if delivering by car. If delivering by bike, scooter, or on foot, no driver's license is needed — just a government-issued ID
  • Vehicle: Car, bike, electric bike, scooter, or on foot (availability varies by market)
  • No vehicle age requirement for delivery-only sign-ups
  • No vehicle inspection required for delivery drivers
  • Background check: Still required, same process as rideshare
  • Insurance: Required if delivering by car (same as rideshare), not required for bike or foot delivery

This lower barrier to entry is a big reason why "how to become an Uber Eats driver" is one of the most searched gig economy phrases. If you meet the basic age and background check requirements, you can likely start delivering within a week or two.

Step-by-Step Sign-Up Process

Now let's walk through the actual application process. Whether you are signing up for Uber rideshare, Uber Eats, or both, the process starts the same way.

Step 1 — Download the Uber Driver App

Search for "Uber Driver" in the Apple App Store or Google Play Store. Make sure you download the Uber Driver app, not the regular Uber rider app — they are two separate applications. The Uber Driver app has a green icon, while the rider app has a black icon.

You can also start your application online at uber.com/drive, but you will eventually need the app to complete the process and to actually accept trips once you are approved.

Step 2 — Enter Your Personal Information

Once you open the app, you will be prompted to create a driver account. You will need to provide:

  • Your full legal name (must match your driver's license exactly)
  • Email address
  • Phone number (Uber will send a verification code)
  • Social Security number (for the background check)
  • Your city or market area

If you already have an Uber rider account, you can use the same email to sign up as a driver. The system will link both accounts.

At this stage, you will also choose whether you want to drive (rideshare), deliver (Uber Eats), or both. You can change this later, so if you are unsure, select both to keep your options open.

Step 3 — Upload Required Documents

This is where the process takes the most hands-on effort. You will need to upload clear photos of:

  • Driver's license (front and back)
  • Vehicle registration (if driving a car)
  • Proof of insurance (if driving a car)
  • Profile photo — a clear, front-facing photo of your face with no sunglasses or hats

Tips for getting your documents accepted on the first try:

  • Take photos in good lighting with no glare or shadows
  • Make sure all four corners of each document are visible in the frame
  • Ensure text is legible and not blurry — hold your phone steady
  • Your profile photo should be taken against a plain background with your face clearly visible
  • Make sure your name matches across all documents exactly (middle name, suffixes, etc.)
  • Do not crop or edit the photos before uploading

Document review typically takes one to three business days. If something is rejected, Uber will notify you in the app with a specific reason, and you can re-upload immediately. The most common rejection reasons are blurry photos, glare obscuring text, and name mismatches between documents.

Step 4 — Consent to Background Check

After your documents are submitted, Uber will prompt you to consent to a background check through Checkr, their third-party screening provider. This is a required step for both rideshare drivers and Uber Eats delivery partners.

What Uber checks:

  • Criminal history (county, state, and federal records going back seven years)
  • Sex offender registry
  • Motor vehicle records (driving violations, suspensions, DUIs)
  • SSN verification and identity confirmation

Typical timeline: 3 to 10 business days, with most applicants cleared within five business days.

You do not need to do anything during this waiting period — it runs automatically after you provide consent. You can check your status at any time in the Uber Driver app under the "Account" section.

For a complete breakdown of what the background check covers, what disqualifies you, and what to do if there is a problem, read our detailed guide on the Uber background check.

Step 5 — Complete Vehicle Inspection (Rideshare Only)

If you are signing up to drive rideshare passengers, your vehicle must pass an inspection before you can go online. Uber Eats delivery drivers can skip this step entirely.

Where to get your inspection:

  • Uber-authorized inspection stations (search in the Uber Driver app for locations near you)
  • Some mechanics and auto shops that are Uber-approved
  • Certain Uber Greenlight Hub locations (available in larger markets)

What they check:

  • Working headlights, taillights, and turn signals
  • Tire condition and tread depth
  • Brakes
  • Seatbelts for all passenger seats
  • Working horn and windshield wipers
  • No significant body damage or mechanical issues
  • Interior cleanliness and condition

Cost: Typically $20 to $50, depending on your market and where you go. Some markets offer free inspections at Greenlight Hubs. You pay out of pocket — Uber does not reimburse this cost.

The inspection form must be uploaded to the Uber Driver app. Once it is reviewed and approved (usually within one to two business days), you are cleared to start accepting rides.

Download Gridwise alongside the Uber Driver app to track your earnings, find peak hours, and maximize your income from day one.

How Long Does It Take to Get Approved?

From the moment you submit your application to the moment you can accept your first trip, expect the process to take 5 to 14 days in most cases.

Here is how that breaks down:

  • Application and document upload: 15-20 minutes
  • Document review: 1-3 business days
  • Background check: 3-10 business days (runs in parallel with document review in many cases)
  • Vehicle inspection review: 1-2 business days (rideshare only)

For Uber Eats delivery drivers who are not using a car, the timeline is often shorter since there is no vehicle inspection or insurance verification step. Some Uber Eats applicants are approved in as little as three to five days.

What can delay your approval:

  • Blurry or rejected documents (adds 2-4 days while you re-upload)
  • Background check holds — if Checkr needs to verify records across multiple counties, it can take longer
  • Name mismatches between your license, registration, and insurance
  • Expired documents (insurance or registration)
  • High application volume in your market during peak sign-up periods

What to do while you wait:

  • Use the time to set up your car (phone mount, charger, dashcam)
  • Research your local market to understand peak hours and busy areas
  • Read through Uber's driver policies and community guidelines
  • Download Gridwise and start exploring earnings data and peak hours in your area so you are ready to hit the ground running

What If You're Denied or Waitlisted?

Not every application gets approved. Here is what you need to know if you run into issues.

Common denial reasons:

  • Felony conviction within the past seven years
  • DUI or major driving offense on your record
  • Too many moving violations
  • Suspended or revoked license
  • Vehicle does not meet requirements
  • Failed vehicle inspection

How to appeal through Checkr:

If your denial is based on your background check, you have the right to dispute the results directly with Checkr. Checkr will send you a copy of the report, and you can file a dispute if you believe any information is inaccurate. The dispute process typically takes 30 days.

You can start a dispute at Checkr's candidate portal (candidate.checkr.com). You will need the report ID from the email Checkr sent you.

Waitlisted — what it means:

In some markets, Uber places new applicants on a waitlist when they have enough drivers in the area. This does not mean you were denied — it means your market is temporarily saturated. Waitlists can last anywhere from a few weeks to several months. There is no way to speed up the process, but you will be notified by email and in the app when a spot opens.

If you are waitlisted for rideshare, you may still be able to start with Uber Eats in the meantime, since delivery has separate capacity limits.

How Much Does It Cost to Become an Uber Driver?

Signing up for Uber is free — there is no application fee. However, there are real costs associated with getting started, and it helps to know what you are getting into financially.

Startup cost breakdown:

  • Vehicle inspection fee: $20-$50 (rideshare only; free at some Greenlight Hubs)
  • Insurance upgrade (rideshare endorsement): $0-$50/month extra depending on your provider and state
  • Phone mount: $10-$25
  • Car phone charger: $10-$20
  • Dashcam (optional but recommended): $50-$150
  • First tank of gas: $40-$70
  • Car wash and interior cleaning: $10-$30

Estimated total to get started: $50 to $300, depending on your market and what you already own.

If you are signing up for Uber Eats delivery only (especially by bike or on foot), your startup costs are essentially zero beyond what you already have.

What Uber provides vs. what you need:

  • Uber provides the app, navigation, payment processing, and supplemental insurance while you are on a trip
  • Uber does not provide a vehicle, phone, phone mount, dashcam, or personal auto insurance
  • Uber does not reimburse gas, maintenance, or any startup costs

One thing to keep in mind: all of these expenses, plus your gas and car maintenance costs, are tax-deductible as business expenses since you are an independent contractor. Keep your receipts from day one.

What to Expect Your First Week

Getting approved is just the beginning. Your first week driving for Uber or delivering for Uber Eats will involve a learning curve, and knowing what to expect will help you avoid common mistakes and start earning faster.

Navigating the app for the first time:

The Uber Driver app can feel overwhelming at first. Before you go online, spend 10 to 15 minutes exploring the interface. Familiarize yourself with how to go online and offline, how to view and accept trip requests, where to find your earnings summary, and how to contact rider or customer support.

Choosing your first rides or deliveries:

For your first few trips, stick to areas you know well so you are not relying entirely on GPS navigation. This reduces stress and lets you focus on the pickup and drop-off process. If you are doing rideshare, shorter trips close to home are a good way to get comfortable before tackling airport runs or long highway trips.

Understanding surge pricing and promotions:

Uber uses dynamic pricing (called "surge") that increases fares when demand is high — think Friday and Saturday nights, morning rush hour, or during bad weather. The app shows you a heat map of surge areas in real time.

As a new driver, you may also qualify for sign-up bonuses or guaranteed earnings promotions. These vary by market and change frequently, but they can be worth hundreds of dollars if you hit the required trip count within the specified timeframe. Check the "Promotions" tab in the Uber Driver app to see what is available in your area.

Setting realistic earnings expectations:

Your first week will probably not be your highest-earning week. You are still learning the best times to drive, the most profitable areas, and how the app works. Most new Uber drivers earn between $15 and $30 per hour before expenses during their first week, depending on their market. For a detailed look at what you can expect to make, check out our guide on how much Uber drivers make.

Do not compare your earnings to what full-time veteran drivers post online. They have optimized their strategy over months or years. Focus on learning the patterns in your market during week one.

First-Week Tips from Experienced Drivers

Here are tips that experienced Uber drivers wish they had known during their first week:

  • Drive during peak hours first. Friday and Saturday evenings (7 PM to 2 AM) and weekday morning rush (6 AM to 9 AM) are consistently the busiest and highest-paying times in most markets. Start there.
  • Keep your car clean and stocked. For rideshare, a clean car with a phone charger available for riders goes a long way toward better ratings and tips.
  • Do not chase surge. By the time you drive to a surge area, it often disappears. Instead, position yourself near bars, restaurants, or event venues where you know demand will spike.
  • Accept most trips your first week. Your acceptance rate matters less than you think long-term, but early on, every trip is a learning opportunity. Get your first 20 to 30 trips under your belt before you start being selective.
  • Track everything from day one. Your mileage, gas receipts, car washes, and any other driving-related expenses are all tax-deductible. Start a tracking system now so you are not scrambling at tax time.
  • Download Gridwise alongside the Uber Driver app. Gridwise shows you real-time earnings data, peak demand times, and airport queue information for your specific market. Having that data from your first day gives you an advantage most new drivers do not have.

How to Maximize Your Earnings from Day One

Use Gridwise to find peak hours in your market. Gridwise aggregates earnings data from thousands of drivers in your area and shows you exactly when and where demand is highest. Instead of guessing, you can plan your shifts around proven peak windows. This alone can increase your hourly earnings by 20% or more compared to driving at random times.

Stack Uber Eats with rideshare during slow periods. If you are approved for both, toggle on Uber Eats delivery during times when rideshare requests slow down (typically mid-afternoon on weekdays). This keeps you earning instead of sitting idle.

Take advantage of new driver promotions and bonuses. Uber frequently offers sign-up bonuses, guaranteed earnings, and quest promotions for new drivers. These can range from $100 to $1,000+ depending on your market. Check the Promotions tab in the Uber Driver app and make sure you understand the requirements (usually a specific number of trips within a set timeframe). For a full breakdown of current promotions, see our guide on Uber driver bonuses.

Learn your market's patterns. Every city is different. In some markets, airport rides are the money maker. In others, it is bar close on weekends. Pay attention to where your best fares come from during your first two weeks, and build your schedule around those patterns.

Download Gridwise alongside the Uber Driver app to track your earnings, find peak hours, and maximize your income from day one.

FAQ

Can I drive for Uber and Lyft at the same time?

Yes. There is nothing preventing you from being active on both platforms simultaneously. Many drivers toggle between Uber and Lyft (and even Uber Eats and DoorDash) to maximize their trip volume and reduce downtime. Just make sure you only accept one trip at a time and that you are not double-booking rides.

Do I need a special license to drive for Uber?

In most U.S. cities, no. A standard driver's license is all you need. However, some cities have additional licensing requirements. New York City, for example, requires a TLC (Taxi and Limousine Commission) license. Check Uber's requirements page for your specific city.

Can I drive Uber with a rental car?

Yes, but only through Uber's approved rental partners. You cannot use a personal rental from Enterprise or Hertz. Uber partners with companies like Avis and Hertz through specific programs designed for rideshare drivers. These rentals typically cost $200 to $350 per week and include insurance.

How old do you have to be to drive for Uber Eats?

You must be at least 18 years old to deliver for Uber Eats. This is lower than the 21-year minimum for Uber rideshare. If you are between 18 and 20, Uber Eats delivery is your only option on the Uber platform.

Do I need my own car to deliver for Uber Eats?

No. Depending on your market, you can deliver using a bicycle, electric bike, scooter, or even on foot. Car delivery is available everywhere, but alternative modes of transportation are only available in select cities — usually larger urban markets. Check the Uber Eats section of the Uber Driver app during sign-up to see which options are available in your area.

Can I sign up for both Uber and Uber Eats at the same time?

Yes, and this is actually what Uber recommends. During the sign-up process in the Uber Driver app, you can select both rideshare and delivery. You will go through one application and one background check. Once approved, you can switch between driving passengers and delivering food at any time from within the app. There is no extra fee or separate application for adding Uber Eats to your driver account.

Curious how much you will actually make? Download Gridwise to see real-time demand in your market so you can plan your first week strategically.

Uber Deactivation: What Triggers It and How to Avoid It

Uber can deactivate your account with almost no warning, and when it happens, your income stops the same day. Most drivers don't take the risk seriously until they're already close to a threshold, and by then the options are limited.

Deactivation isn't random. It's tied to a small set of specific numbers Uber tracks on every driver: your rating, your cancellation rate, and in some markets, your acceptance rate. Serious safety incidents run on a separate track and are effectively permanent. The rating and cancellation triggers are the ones you can see coming and protect against.

This post walks through what triggers deactivation, the warning signs Uber sends before it happens, what the appeals process looks like if you're already there, and what to check regularly so you never need the appeals section.

In this post:

  • What triggers Uber deactivation
  • The warning signs before it happens
  • What the appeals process looks like
  • How to protect your account before it's a problem

This video walks through exactly what triggers a suspension or deactivation, straight from Uber's platform agreement and community guidelines.

The breakdown below covers the same ground in writing, plus what to check regularly so you never need the appeals process.

What Triggers Uber Deactivation

Three things drive most deactivations: your star rating dropping below the platform threshold, your cancellation rate rising above the limit, and in some markets, your acceptance rate.

Uber's rating threshold varies by city but generally sits around 4.6. Drop below it and your account is at risk. Cancellation rate matters more than most drivers realize, and it's calculated across every trip assigned to you, not just the ones you complete. A string of declined pings can move that number faster than a driver expects.

Serious safety incidents, complaints involving passenger safety, are on a different track entirely. Those are effectively final and don't go through the same warning system as rating or cancellation issues. The good news is that rating and cancellation-based deactivations, the ones most drivers face, are the ones you have real control over.

The Warning Signs Before It Happens

Uber sends in-app notifications when your rating or cancellation rate gets close to the threshold. A lot of drivers dismiss these or scroll past them without reading the actual number.

There's a real difference between a warning and a deactivation action. A warning gives you a window to correct course, usually by driving a run of well-rated trips or being more selective about what you cancel. Once you cross the actual line, the process moves fast, and there's no window left.

Uber doesn't always spell out exactly how close you are to the threshold in plain numbers. Often you have to check your own rating and cancellation rate in the app and calculate it yourself, rather than waiting for the app to tell you where you stand.

What the Appeals Process Looks Like

If you're already deactivated, Uber has an in-app appeals process. Response times vary, and outcomes are genuinely inconsistent from one case to the next.

What tends to work: a specific, documented explanation tied to individual trips that affected your metrics, not a general statement that you're a good driver. What doesn't work: a generic appeal with no new information for Uber to consider. While you wait, document everything, dates, trip IDs, and any context that matters, since you may need it later in the process.

Rating-based and cancellation-based deactivations have a meaningfully higher appeal success rate than safety-related ones, which are generally final. If you want the full platform-by-platform breakdown of how to build a strong appeal, our deactivation appeal guide covers DoorDash, Uber, and Lyft step by step.

How to Protect Your Account Before It's a Problem

Check your rating and cancellation rate regularly, and know the threshold in your specific market. Don't wait for a notification to tell you where you stand.

Track which trip types are driving your cancellation rate up, and think honestly about whether your acceptance patterns are creating risk you haven't noticed. If you're only taking the trips you like and declining the rest, that pattern shows up in your numbers before it shows up as a warning.

Multi-apping is also a practical safety net, separate from the account-health side of this. About 24.3% of gig workers ran more than one platform in 2025. If Uber is your only source of income, a single deactivation means your income goes to zero overnight. Running a second platform doesn't prevent deactivation, but it means one platform's decision doesn't end your ability to earn.

The hard part is knowing which second platform is actually worth your time before you need it. Gridwise tracks your earnings across every company you drive for, and Opportunity Spotting shows whether Lyft, DoorDash, or another platform is paying better in your market right now. If Uber deactivates you tomorrow, you want that answer already, not something you're figuring out for the first time with no income coming in.

Deactivation Is Largely Preventable If You're Watching the Right Numbers

The thresholds aren't a secret, and the warning signs are there before the account gets cut off. Most drivers don't check their own rating or cancellation rate until something's already gone wrong, and by then the appeals process is the only option left.

Make a habit of checking your account health the same way you'd check your earnings: regularly, not just when the app tells you to. If you're already facing a deactivation, the appeals process can work, but it works better with documentation you gathered before you needed it, not after.

Keep Reading

Want to see your rating trends and earnings across every platform you drive for in one place? Download Gridwise free and keep an eye on your account health alongside your actual take-home pay.

Is Driving for Uber Worth It in 2026

It's Friday at 6pm and your app shows $27 an hour so far. That number feels good, right up until you subtract what it doesn't show you: the twenty minutes between rides with no fare running, the gas, the oil change that's coming due, the fee that came out before the ride even hit your account.

That's the real question behind "is driving for Uber worth it." Not whether Uber pays, but whether it pays enough once you count everything the app leaves out.

The honest answer isn't one number. If Uber is side income around a full-time job, the bar is low: almost any extra cash clears it. If it's emergency income between other work, the math gets tighter. If it's your main income, you need your real number, not a national average, because that's the number your rent check cares about.

Gridwise data from 2025 puts the national average at $23.88 an hour gross for Uber drivers. That's a fine starting point. It's also gross, not net, and it says nothing about how much of your time is unpaid or how fast fees grew compared to driver pay. Here's what the 2025 data actually shows, the four-step math that turns a national average into your number, and the metric, effective hourly, that Gridwise already calculates for you.

In this post:

  • What Uber drivers actually earned per hour in 2025
  • How platform fees and driver pay moved in opposite directions
  • The four numbers that tell you if it's worth it for you

The video above runs the same four-step math against a real shift. The breakdown below goes deeper on where the 2025 numbers came from and how to plug in your own.

Uber Drivers Grossed $23.88 an Hour in 2025, Before Idle Time

Uber drivers averaged $23.88 an hour gross per active work hour in 2025. Lyft drivers averaged $22.45. Active work hour means time on a trip, not time logged into the app with the meter off.

That distinction is the whole story. Idle miles, the distance between a drop-off and your next pickup, made up about 30% of total miles driven in 2025. Trips per hour slipped too, from 1.70 to 1.67. A meaningful chunk of every shift goes unpaid, and it's gotten a little harder to fill that time with back-to-back rides.

Most mileage logs only catch pickup to drop-off. Automatic mileage tracking in Gridwise also records the idle miles in between, since that distance still wears on your car even when it isn't a paid trip.

The average Uber driver worked 21.2 active hours a week for $522 gross. Mileage runs separately: $0.94 per work mile earned in 2025, and fuel plus wear on the vehicle comes out of that before anything counts as profit.

$23.88 isn't wrong. It's just gross. Net is the number that decides whether driving for Uber is worth your time, and net is not what the app shows you.

Platform Fees Grew Eight Times Faster Than Driver Pay in 2025

From December 2024 to December 2025, customer prices rose 9.6%. Platform fees rose 33.2%. Driver gross pay per hour rose 4.1%.

Same fare, growing further from the same paycheck. That's the main reason $23.88 buys less peace of mind now than it did a year or two ago.

Tips and bonuses moved the other way. Tips hit an all-time high of $1.58 per trip in Q4 2025. Bonus pay grew 33% to $317.65 per quarter. Real gains, but they softened the fee increase without offsetting it. For most drivers, 2025 closed with a tighter margin between what a ride generates and what actually reaches the driver.

Know your real number, not the national average. Gridwise auto-tracks your pay, miles, and expenses across every gig app so you always know your effective hourly. Download for free →

Four Numbers Tell You If It's Worth It for You

A national average answers a general question. Whether it's worth it for you is personal, and it takes four numbers to answer.

  1. Your gross per active hour. Not clock hour. The hour you were actually on a trip. Pull it from your own trip history, not the national average.
  2. Your real cost per mile. Fuel plus wear and tear: tires, brakes, oil changes. Most sedans run $0.30 to $0.50 per mile; larger vehicles more.
  3. Your weekly net. Gross earnings minus total mileage costs for every mile you drove that week, unpaid ones included.
  4. Your target hourly rate. What you actually need this to pay, based on what else you could be doing with the time.

Compare step 3 to step 4. That's your answer, and it's built on your market and your vehicle, not a national average. Gridwise runs this automatically as your effective hourly: gross earnings minus logged mileage and expenses, per hour actually worked, updated every time you log a shift. No spreadsheet required.

Run Your Own Number Before You Decide

$23.88 is a useful benchmark. It was never built to answer whether driving for Uber is worth it for you specifically. It doesn't know your market, your vehicle's real cost, or how many of your miles go unpaid.

Run your own version of the math once and you'll have a number that means something. A national average doesn't know your market. Yours does.

If your number comes back lower than you'd like, that's information, not a verdict. Where to Drive and When to Drive show which zones and time blocks actually generate trips in your market, the direct fix for high idle miles. If the number still isn't clearing your bar, Earnings Benchmarking shows how you compare to other drivers nearby, and Opportunity Spotting shows whether another platform is paying better for the same hours.

Keep Reading

Want to see your actual effective hourly instead of guessing at it? Download Gridwise free and track your real take-home, mileage, and where to earn more, across every platform you drive for.

Work smarter. Earn more.

Whether you drive, deliver, or pick up shifts — Gridwise helps you track earnings, mileage, and performance
so you stay in control of your work. Download the app and take charge today.

Scan the QR code
to download